Hawaii Homes
  • Home
  • Oahu
  • Honolulu
  • Maui
  • Kauai
  • Big Island
  • Hawaii Relocation
  • Foreclosures
  • Contact Us
  • 日本語
  • 中文
Login
808-377-6497
Login
808-377-6497

Sign in to your account

Need to reset your phone number?

Don't have an account with us?

Click here to sign up.

Search Real Estate in Hawaii

TO
Advanced Search

Address Search

VA Home Loan Benefits

VA fixed rate
As a benefit to veterans, the Department of Veteran Affairs guarantees repayment of loans made to veterans with no down payment in most cases and liberal qualifying guidelines. This makes it easy for veterans to finance their homes.

 

Borrowers Features
Low Cash To Close • Up to 100% financing
• Seller can pay all closing costs, discount points, with no limit!
• Seller can pay prepaids, funding fee and temporary buy down funds up to a maximum of 4 points
• No cash reserves required after closing
Home Affordability • Single qualifying ratio
• Alternative income sources must continue only 5 years
Easy Qualification • No cash reserves required after closing
• Liberal qualifying ratio
• Alternative income sources must continue only 5 years
Convenience • Speed of Light!"software — application on diskette*
Speed • VA loan in house underwriting*
Special Advantage • Some loans are assumable with qualifying

County Name
Single Family Home * 
($0 Down, Up To)
Maximum Guaranty *

HAWAII
$625,500.00
$1,000,000

HONOLULU
$783,750.00
$1,000,000

KALAWAO
$656,250.00
$1,000,000

KAUAI
$775,000.00
$1,000,000

MAUI
$681,250.00
$1,000,000

No PMI (private mortgage insurance). VA guaranties 25% of the appraised value of the home allowing the veteran not to have to pay for PMI
The seller can pay all or part of the closing costs associated with the process and closing of the mortgage.
No prepayment penalties.
Cash out refinances up to 100% of apprasied value up to $625,500.00 including funding fee for all Counties or 90% of appraised value up to $783,750.00 in Honolulu County, Maui County $681,250.00, Kauai County $775,000.00 and Hawaii County $625,500.00
No Down Payment is required. (Up to a total loan amount of $783,750.00 including financed funding fee on purchase transactions, in the county of Honolulu County.) Maui County $681,250.00, Kauai County $775,000.00 and Hawaii County $625,500.00
Disabled veterans are exempt from funding fee. 
The Veteran can refinance their current VA loan to reduce their interest rate and include closing costs without qualifying, regardless of property value.

Like or Share
Loading likes...

Address Search

Relocation

  • Relocating to Oahu
  • Relocating to Big Island
  • Relocating to Kauai
  • Relocating to Maui

                                                    日本語

  Map Search Oahu

 

 

Hawaii Articles

  • Buying Hawaii Real Estate
  • 12 things to do before going to Hawaii
  • Playing golf in Hawaiian Islands
  • Beaches in Hawaii
  • Hula in Hawaii
  • Birding in Hawaiian Islands
  • How to reach Hawaii
  • Snorkeling at the Hawaiian Islands
  • Looking to get married, come to Hawaii
  • Moving to Hawaii
  • VA Home Loans
  • About Hawaii
  • About Maui
  • About Kauai

POPULAR OAHU NEIGHBORHOODS

Waikiki
Mililani
Makiki
Salt Lake
Hawaii Kai
Kapolei
Pearlridge
Makakilo
Ala Moana
Waipio Gentry
Punchbowl
Moiliili
McCully - Kapiolani
Diamond Head
Downtown Honolulu
Ewa
Lanikai
Kailua Town
Waipahu
Waianae
Royal Kunia
Kahala
Enchanted Lake
Waialua
Nuuanu Valley
Kaimuki
Temple Valley
Coconut Grove
Kapahulu
Kalama Valley
Palolo Valley
Aiea Heights
Pearl City
Manoa Valley
Punahou
Aina Haina
Waialae Iki Ridge
Wilhelmina Rise
Hawaii Loa Ridge
Niu-Valley
Wahiawa
Haleiwa

Navigation

  • Lifestyles
  • Our Services
  • Legal
  • Privacy

Additional Hawaii Information

  • Hawaii Schools
  • About Hawaii
  • Hawaii Articles
  • Home Improvement Articles

               

             970 N. Kalaheo Ave. A210
               Kailua, Hawaii 96734

SaveSave

IDX Real Estate Websites by
• Accessibility • Terms • Privacy